Detect recurring spend.
Choose an available discovery source: eligible Wallet accounts, supported Plaid connections, a screenshot, or manual entry. Review each detected charge before saving it.
Understand your Wallet activity, discover recurring charges, and review practical ways to spend less. Subwise brings account insights, subscription tracking, and savings you verify into one iPhone app.
Subwise turns recurring expenses into a clear sequence: detect subscriptions, understand their cost and value, surface practical savings opportunities, and assemble a plan the person can review before anything changes.
Start with manual entry or on-device screenshot import. On eligible devices and accounts, Apple Wallet discovery uses FinanceKit; supported bank connections use Plaid. Availability depends on your device, region, account, and provider. Every detected subscription is yours to review before adding it.
The new Wallet experience brings Overview, Activity, and Insights together: explore shared account balances, posted and pending charges, spending by category, and merchant history. Review possible duplicate charges and recurring amount increases, with every pattern clearly labeled for review. Raw Wallet history stays on your device; you choose when to export. Currencies remain separate, and subscription import currently supports USD.
Compare recurring costs, review provider-linked savings suggestions, and follow guided cancellation steps. Estimated opportunities stay separate from savings you have verified. Household invitations expire after seven days; joining requires sign-in and acceptance. The optional Savings Agent receives questions and a limited subscription summary, with no bank credentials or raw transaction history.





Choose an available discovery source: eligible Wallet accounts, supported Plaid connections, a screenshot, or manual entry. Review each detected charge before saving it.
Explore balances, charge history, and spending trends in Wallet. Then review recurring costs, upcoming renewals, trial risk, and an explainable Value Score for each service.
Review savings suggestions with provider links, estimated impact, and the steps needed to act. Recheck provider pricing before making a change.
Choose which actions to take, follow the provider’s cancellation or plan-change process, and record the savings you confirm.